Motorcycle Coverage
As you would with a car, you’ll need insurance if you want to protect yourself, your passengers and your motorcycle. Coverage options for motorcycle insurance are similar to the ones you’ll find in auto insurance but there are a few specialty coverages unique to motorcycles.
Bodily Injury & Property Damage Liability Coverage
These coverages protect you if you’re involved in an at-fault accident and will help cover costs for injuries and damages you caused to other people or their property. Learn More >
Collision Coverage
Collision coverage is voluntary and helps pay the cost of repairing or replacing your motorcycle after it is damaged in an accident, whether you’re at fault or not. Collision is generally defined as “colliding with an object,” whether it is another vehicle or a stationary object. Learn More >
Comprehensive Coverage
Comprehensive (sometimes referred to as “Other Than Collison”) covers damage to your motorcycle caused by external events outside of your control. There are certain types of auto accidents that don’t involve another vehicle, like hail damage to your parked motorcycle. Learn More >
Medical Payments Coverage
Medical payments coverage (often referred to as MedPay) aids in covering medical expenses for injuries sustained in a vehicular accident. This is a no fault coverage, meaning you have coverage no matter who at the fault party is Learn More >
Uninsured Motorist Coverage
Uninsured motorist coverage is broken down into two parts, bodily injury and property damage. It can help protect you financially if you’re involved in a motorcycle accident caused by an uninsured driver. Learn More >
Underinsured Motorist Coverage
While each state has minimum required auto insurance limits, sometimes the minimum just isn’t enough. Learn More >
Gap Coverage
Gap, also called auto loan or lease assistance coverage, is an optional motorcycle coverage that helps pay the difference (or the “gap”) between the amount of money you owe on your motorcycle and the total cost to replace it with a new one. Learn More >
Other Coverages
Additional coverage types include Trip Interruption, Transport Trailer Coverage, Custom Parts and Accessories and a few others. Learn More >
Discounts and Cost
Discounts vary by carrier and discounts available for motorcycle coverage may be different than those available from standard auto insurance policies. The cost of motorcycle insurance depends on numerous factors. Learn More >