Hospitality Solutions
Protect your restaurant, bar, hotel, vacation rental, or hospitality operation with insurance designed for the unique risks of serving guests.
Hospitality Insurance Coverages
Insurance That Fits the Way You Operate
Whether you own a neighborhood café, manage a mountain resort, operate a brewery, or host weddings and events, your insurance should reflect your unique needs. We can help you build a program that may include:
- General liability insurance for customer injuries and property damage
- Liquor liability coverage for businesses serving alcohol
- Commercial property insurance for buildings, equipment, furnishings, and inventory
- Workers’ compensation for your employees
- Commercial auto coverage for business-owned vehicles
- Umbrella liability for additional protection
- Cyber liability coverage for payment systems and customer data
- Business interruption insurance to help replace lost income after covered events
Hospitality Risks We Help You Manage
Operating a hospitality business means balancing exceptional guest experiences with everyday risks. We help business owners identify exposures before they become costly claims.
Some of the most common hospitality risks include:
- Guest injuries such as slip-and-fall accidents
- Alcohol-related liability for businesses that serve or sell alcohol
- Employee injuries in kitchens, housekeeping, maintenance, and service roles
- Property damage caused by fire, storms, water, or equipment breakdown
- Lost income following a covered property loss
- Cyber risks involving online reservations, payment processing, and customer information
By understanding your operation, we can recommend insurance solutions designed to keep your business protected and operating with confidence.