Insurance Solutions for Public Entities
At Glenwood Insurance, we combine regional insight and access to top-tier insurers to deliver cost-effective, customized coverage solutions for public entities across Colorado. For over a century, we’ve safeguarded businesses and communities, and we bring that same commitment to the organizations that serve them.
Solution Focused Support
for Colorado's Public Sector
Robust Risk Management
Proactive strategies to address exposures and protect your bottom line.
Cost Containment Certification Assistance
Expert guidance to support your organization through the certification process.
Professional Service
Hands-on, personalized support from a team dedicated to your success.
Stakeholder Alignment & Education
Ensuring smooth communication and unified effort across your organization.
Claims Analysis
Claims evaluation backed by benchmarking to help measure performance and identify cost-savings opportunities.
Common Challenges and Our Solutions for Public Entities
| CHALLENGE | SOLUTION |
| Budget Rising costs, tight budgets, limited insight into premium drivers | Budget Solutions Deductible & E-mod analysis, cost containment certification, dividend opportunities, carrier negotiations. |
| Safety Outdated or minimal safety measures, unclear committee roles or training | Safety Solutions On-site risk assessments, safety committee support, tailored training & loss control guidance. |
| Implementation & Service Complex transitions, limited bandwidth, challenges with new programs or renewals | Implementation & Service Solutions Dedicated point of contact, seamless policy transition & stakeholder alignment, ongoing reviews & proactive adjustments. |
Our 4-Step Process to Optimal Coverage
1. Discovery
We learn your operations, budget goals, and risks.
2. Market Analysis & Presentation
We gather quotes, negotiate with insurers, and present the best coverage options.
3. Implementation
We set up claims reporting and coordinate safety committees and training.
4. Ongoing Support & Cost Optimization
We provide regular reviews, E-mod evaluation, and claims analysis to keep your program efficient and cost-effective. Our insights highlight key action items, helping learn from the past to improve future outcomes.
Our Risk Management Services for Organizations
Proven strategies to save time and money.
- Monthly/Quarterly Claims Reviews – Track open claims, identify trends, prioritize closure.
- Loss Control & Safety Training – Workplace observations, hands-on assessments, customized safety programs, cost containment strategies.
- Return-to-Work Programs – Accelerate recovery, reduce costs, and keep employees engaged.
- Stakeholder Collaboration – Align department heads, finance teams, and leadership with a clear and unified approach.
Nettie Avery, CIC
Advisor and Program Manager
She works closely with municipalities and public entities, helping build insurance programs that cover essential operations—from facilities and public services to liability and workers' comp. Nettie’s approach is grounded in clarity, collaboration, and long-term protection.
Tom Jensen, CSP
Loss Control Advisor
Tom is known for his sharp attention to detail, strong grasp of regulatory compliance, and ability to translate complex risk scenarios into clear, actionable insights for municipalities and public agencies. As a member of the Colorado Premium Cost Containment Board, Tom has an especially deep understanding of the evolving workers’ compensation industry.
Let's Talk About Your Coverage
Ready to protect your organization? Reach out to Glenwood Insurance for a tailored solution that fits your needs.
Schedule a consultation with Nettie Avery
Call us directly at (970) 384-8320
Email [email protected]
We Welcome Your Inquiry
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