Passenger Auto
Are you in the market for new car insurance in western Colorado or just want to review your options? Since we are an independent agency, we can shop multiple insurance providers and find the best fit for you! Take a look at our options — we can design a plan and build a personalized policy that best fits your auto coverage needs.
Bodily Injury & Property Damage Liability Coverage
These coverages protect you if you’re involved in an at-fault accident and will help cover costs for injuries and damages you caused to other people or their property. Learn More >
Collision Coverage
Collision coverage is voluntary and helps pay the cost of repairing or replacing your vehicle after it is damaged in an accident, whether you’re at fault or not. Collision is generally defined as “colliding with an object,” whether it is another vehicle or a stationary object. Learn More >
Comprehensive Coverage
Comprehensive (sometimes referred to as “Other Than Collison”) covers damage to your car caused by external events outside of your control. There are certain types of auto accidents that don’t involve another car, like hail damage to your parked car. Learn More >
Medical Payments Coverage
Medical payments coverage (often referred to as MedPay) aids in covering medical expenses for injuries sustained in a vehicular accident. This is a no fault coverage, meaning you have coverage no matter who at the fault party is. Learn More >
Uninsured Motorist Coverage
Uninsured motorist coverage is broken down into two parts, bodily injury and property damage. It can help protect you financially if you’re involved in an auto accident caused by an uninsured driver. Learn More >
Underinsured Motorist Coverage
While each state has minimum required auto insurance limits, sometimes the minimum just isn’t enough. Underinsured motorist coverage is broken down into two parts, bodily injury and property damage. Learn More >
Gap Coverage
Gap, also called auto loan or lease assistance coverage, is an optional auto coverage that helps pay the difference (or the “gap”) between the amount of money you owe on your vehicle and the total cost to replace it with a new vehicle. Learn More >